Dental Insurance and Emergency Care

Dental Insurance and Emergency Care Made Easy

Maintaining a healthy, beautiful smile is important. That’s why we love to help our patients understand the complexities of dental insurance in Australia and get the most out of their coverage. 

Understanding Dental Insurance in Australia

Dental insurance is a crucial part of private health insurance in Australia. It falls under the “extras” or “ancillary” cover, which means it’s separate from the general health insurance that covers hospital and medical expenses. 


Dental insurance covers the costs of various dental treatments and procedures, ensuring that you can access high-quality care without breaking the bank. One of the key benefits of dental insurance is the ability to visit a network of dentists and specialists. We are a part of this network, providing our patients with access to top-notch dental care at affordable prices. We deliver personalized treatment plans that cater to your needs and preferences.

Choosing the Right Dental Insurance Policy

With so many dental insurance providers in Australia, it can be overwhelming to choose the right policy for your needs. The top 5 dental insurance providers in the country are Medibank, BUPA, HCF, NIB, and Smile. When selecting a policy, consider factors such as:

  • Coverage: Look for a policy that covers the treatments you’re most likely to need, such as routine check-ups, fillings, or orthodontic work.
  • Waiting periods: Be aware of any waiting periods before you can claim benefits, as these can vary between providers.
  • Limits: Understand the annual limits on your policy and how they might impact your out-of-pocket expenses.
  • Premiums: Compare the premiums of different policies to find one that fits your budget.

How to Make the Most of Your Dental Insurance Benefits

Once you have your dental insurance policy in place, it’s time to start taking advantage of your benefits. Here are some tips to help you get the most out of your coverage:

  1. Visit in-network dentists: By visiting dentists who are part of your insurance provider’s network, you can minimize your out-of-pocket expenses and ensure that your claims are processed smoothly.
  2. Understand your policy: Take the time to read through your policy documents and understand what is and isn’t covered. This will help you make informed decisions about your dental care and avoid any surprises down the line.
  3. Schedule regular check-ups: Many dental insurance policies cover routine check-ups and cleanings, which are essential for maintaining good oral health. By scheduling regular appointments at Beecroft Smiles, you can take advantage of these benefits and catch any potential problems early.
  4. Be proactive about your dental health: Dental insurance is not just about covering the costs of treatments; it’s also about promoting good oral health. By practicing good dental hygiene at home and following the advice of your dentist, you can minimize the need for costly treatments and maximize the benefits of your insurance policy.
  5. Submit claims promptly: When you receive dental treatment at Beecroft Smiles, be sure to submit your claims promptly to your insurance provider. This will ensure that your benefits are processed quickly and that you receive your reimbursement in a timely manner.

Dental Emergencies and Your Insurance Policy

One of the great things about dental insurance is that it can help cover the costs of unexpected emergencies, such as chipped teeth or toothaches. If you find yourself in need of emergency dental care, be sure to contact your insurance provider as soon as possible to understand your coverage options.

We’re committed to providing our patients with prompt and effective emergency care. We are available to address your urgent dental needs and love to help you get back on the path to good oral health.

emergency dentistry beecroft smiles

Our single-level clinic is entirely wheelchair accessible, with no stairs, lifts, or elevators to navigate.

This makes it easy for patients of all abilities to receive the dental care they need.

wheelchair access

And, we are conveniently located in Beecroft with plenty of parking.

beecroft smiles parking map
dr. sharmila

Frequently Asked Questions about Emergency Dentistry

The emergency room (ER) can provide temporary relief for tooth pain by administering pain medication such as acetaminophen or ibuprofen. They may also offer antibiotics if there is an infection present. However, ERs are generally not equipped to provide definitive dental care such as fillings or extractions for tooth pain.

An extreme dental emergency typically involves severe pain, swelling, bleeding, or trauma to the mouth or teeth. This could include a knocked-out tooth, a severe infection, or a fractured jaw.

In Australia, the emergency room may provide similar treatments for tooth pain as mentioned above, including pain medication and antibiotics. However, the specific medications offered may vary depending on the hospital’s protocols and the severity of the condition.

The most common emergency in a dental office is toothache or dental pain. This can be caused by various factors such as tooth decay, infection, trauma, or gum disease. Other common dental emergencies include broken or knocked-out teeth, abscesses, and injuries to the soft tissues of the mouth.