National Dental Plan and Other Payment Plans We Offer

At our dental practice, we firmly believe that you should feel confident about your teeth. That’s why we offer convenient payment plans designed to help you achieve your dental goals without straining your budget. Let us assist you in achieving that bright, healthy smile you deserve!

National Dental Plan

Looking for affordable dental care? We’ve partnered up with NDP for your convenience! NDP (National Dental Plan) is an interest-free payment plan that allows you to spread the cost of your dental treatment.

How It Works

  • Interest-Free Payments: You won’t be charged any interest for using the plan.
  • Spread the Cost: Break down your treatment cost into manageable fortnightly or monthly installments.
  • Treatment Coverage: NDP covers a wide range of dental treatments, including general dentistry, major procedures, and even cosmetic dentistry.
  • Fast Approval: You can get pre-approved for the plan quickly and easily, often within minutes at the clinic.
  • Maximum Limits: The maximum interest-free amount you can borrow can be up to $12,000 or $20,000 depending on the source.
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Why Choose NDP

There are several reasons why National Dental Plan (NDP) might be a good option for financing your dental care at Beecroft Smiles:

  • Interest-Free: Unlike traditional loans or credit cards, NDP won’t charge you any interest on the amount you borrow. This can save you a significant amount of money compared to other financing options.

  • Flexible Payments: NDP allows you to spread out the cost of your treatment into manageable installments, making it easier to fit dental care into your budget. You won’t have to worry about a large upfront cost.

  • Improved Oral Health: By making dental care more affordable, NDP can encourage you to seek the treatment you need, leading to better overall oral health. This can prevent more serious and expensive dental problems down the road.

  • Pre-Approval: The fast and easy pre-approval process allows you to know exactly what your payments will be before you commit to treatment. This can help with budgeting and financial planning.

  • Wide Coverage: NDP covers a broad range of dental treatments, from routine checkups to major procedures and even cosmetic dentistry. This makes it a versatile option for various dental needs.

  • Peace of Mind: Spreading out the cost can give you peace of mind knowing you can prioritize your dental health without financial strain.

How to Get Started with National Dental Plan

Getting started with National Dental Plan (NDP) at Beecroft Smiles is simple:

  • Contact Beecroft Smiles: Schedule an appointment for your dental consultation with us. During the consultation, discuss your treatment options and costs with us.
  • Discuss NDP: Let us know you’re interested in financing your treatment with National Dental Plan.
  • Pre-Approval Assistance: The Beecroft Smiles team can assist you with the pre-approval process for NDP. This may involve filling out a quick application form.
  • Treatment and Payments: Once pre-approved, you can proceed with your dental treatment plan. The cost will be spread into manageable installments according to the NDP terms.

Beecroft Smiles can handle most of the legwork for you. We’ll be happy to answer any questions you have about NDP and how it applies to your treatment.

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AfterPay: Smile Now, Pay Later

Our convenient Afterpay payment plan allows you to smile confidently now and pay for that new smile in four equal fortnightly payments. Whether you’re considering teeth whitening, braces, or any other dental treatment, AfterPay makes it easier than ever.

With DentiCare, you can choose a payment plan that suits your needs. Whether you’re seeking teeth whitening, orthodontic work, or other dental services, our payment plans have you covered. Start your journey toward a healthier, happier smile today! 

How It Works

  • Get Your Treatment: Choose the dental treatment you need or desire.
  • Pay in Installments: With AfterPay, you can spread out the cost of your treatment over four equal payments.
  • No Added Interest or Fees: Unlike traditional financing options, there’s no added interest or additional fees with AfterPay.
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Why Choose Afterpay

  • Flexibility: AfterPay allows you to manage your budget effectively by breaking down the cost into smaller payments.
  • Convenience: Say goodbye to waiting and saving up for that perfect smile. Get started now!
  • Peace of Mind: Enjoy your new smile without any financial stress.

How to Get Started: AfterPay

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If you’re looking to brighten, straighten, or enhance your smile, but you’re uncertain about covering the costs, Beecroft Smiles Dental Surgery has a solution for you. We’re committed to helping you achieve your smile goals, no matter what they entail. That’s why we’re excited to introduce DentiCare payment plans. These plans offer an affordable and convenient way to budget and pay for the dental treatment you require.

With DentiCare, you can choose a payment plan that suits your needs. Whether you’re seeking teeth whitening, orthodontic work, or other dental services, our payment plans have you covered. Start your journey toward a healthier, happier smile today! 

DentiCare Eligibility: What Services Qualify?

You can use the payment plan of your choice for a wide range of eligible dental services and treatments, including:

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Why DentiCare

With DentiCare, you can pay off your treatment over time with affordable, interest-free repayments. Perhaps best of all, you don’t have to put off getting the sensational smile you want!


SMILE NOW gives you the flexibility to pay for treatment between $250 and $2,000, with no initial deposit. Payment terms range from 12 to 20 weeks.



DENTICARE CONNECT gives you the flexibility to pay for treatment between $250 and $2,000, with no initial deposit. Payment terms range from 12 to 20 weeks.



DENTICARE PLUS allows you to pay for treatment between $2,000 and $12,000 with SmileNow enabled, over a maximum of 24 months for dental treatment and 36 months for orthodontics.


Getting started is easy with DentiCare

An initial setup fee is all that is required to be paid upfront, with treatment costs covered by the payment plan ranging from $250 minimum – $12,000 maximum.

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Frequently Asked Questions

DentiCare is a dental insurance plan offered by Cigna that provides comprehensive dental coverage.

The key benefits of DentiCare include:

  • Unlimited annual exams, cleanings, x-rays, and periodontal treatments
  • Coverage for crowns, bridges, dentures
  • Unlimited annual maximum benefit
  • Accident and emergency dental coverage
  • Dental implant benefits on higher plan levels
  • Orthodontic treatment for children on higher plan levels
  • Oral cancer lifetime limit of $15,000

DentiCare Payment is Flexible:

  • Lump Sum or Additional Payments: You have the flexibility to make lump sum payments or add extra funds directly to your DentiCare account without incurring any additional costs.
  • Early Payment Benefits: If you decide to pay off the outstanding balance on your account ahead of schedule, rest assured that there are no fees or penalties. DentiCare encourages responsible financial management while prioritizing your dental needs.

There is typically no waiting period for preventive care like exams and cleanings under DentiCare. However, there may be waiting periods for other services like restorative care, ranging from 4-10 months depending on the plan level.

Yes, DentiCare plans at the higher coverage levels (2, 3 and 4) include orthodontic treatment benefits for children under 18 years old.

DentiCare plans offer an unlimited annual maximum benefit, meaning there is no cap on the total amount the plan will pay out per year for covered services.

Beecroft Smiles Dental Surgery offers flexible payment plans, including AfterPay. With AfterPay, you can spread out the cost of your dental treatment into four equal fortnightly payments, all without any added interest or additional fees

Beecroft Smiles Dental Surgery accepts Afterpay as a payment method, along with other options like EFTPOS, Visa, Mastercard, AMEX, HICAPS, Apple Pay, and Google Pay.

NDP likely has exclusions for some procedures, especially non-essential cosmetic treatments. It's best to confirm coverage details with Beecroft Smiles or NDP directly for your specific treatment plan.

Pre-approval requirements can vary, but typically you'll need basic identification and possibly income verification. Beecroft Smiles can walk you through the process during your appointment.